Call reports 2007
PEOPLES NATIONAL BANK — 2007
What PEOPLES NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 99,182,000 | 101,421,000 | 103,719,000 | 185,500,000 |
| Total loans | 64,648,000 | 63,437,000 | 54,740,000 | 134,519,000 |
| Allowance for loan losses | 922,000 | 917,000 | 891,000 | 2,340,000 |
| Securities available for sale | 19,931,000 | 18,841,000 | 18,208,000 | 23,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,273,000 | 85,518,000 | 87,923,000 | 167,770,000 |
| Interest-bearing deposits | 68,445,000 | 68,780,000 | 70,939,000 | 132,161,000 |
| Noninterest-bearing deposits | 15,827,000 | 16,738,000 | 16,984,000 | 35,608,000 |
| Equity capital | 10,710,000 | 10,968,000 | 11,370,000 | 14,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,863,000 | 3,805,000 | 5,672,000 | 8,353,000 |
| Interest expense | 486,000 | 967,000 | 1,462,000 | 2,186,000 |
| Net interest income | 1,377,000 | 2,838,000 | 4,210,000 | 6,167,000 |
| Noninterest income | 569,000 | 1,211,000 | 1,780,000 | 2,362,000 |
| Noninterest expense | 1,584,000 | 3,248,000 | 5,012,000 | 7,037,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,044,000 |
| Pretax income | 362,000 | 801,000 | 978,000 | 448,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 362,000 | 801,000 | 978,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,739,000 | 11,178,000 | 11,355,000 | 14,070,000 |
| Total capital | 11,651,000 | 12,067,000 | 12,183,000 | 16,024,000 |
| Risk-weighted assets | 72,713,000 | 70,930,000 | 65,932,000 | 155,768,000 |