Call reports 2006
PEOPLES NATIONAL BANK — 2006
What PEOPLES NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 96,868,000 | 97,175,000 | 103,284,000 | 98,531,000 |
| Total loans | 71,191,000 | 63,177,000 | 62,919,000 | 59,232,000 |
| Allowance for loan losses | 1,071,000 | 1,159,000 | 1,126,000 | 1,126,000 |
| Securities available for sale | 13,735,000 | 17,349,000 | 20,905,000 | 20,397,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,374,000 | 85,299,000 | 90,414,000 | 85,111,000 |
| Interest-bearing deposits | 65,845,000 | 66,998,000 | 71,542,000 | 67,450,000 |
| Noninterest-bearing deposits | 18,529,000 | 18,301,000 | 18,871,000 | 17,661,000 |
| Equity capital | 9,178,000 | 9,075,000 | 9,894,000 | 10,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,784,000 | 3,727,000 | 5,732,000 | 7,604,000 |
| Interest expense | 372,000 | 806,000 | 1,308,000 | 1,810,000 |
| Net interest income | 1,412,000 | 2,921,000 | 4,424,000 | 5,794,000 |
| Noninterest income | 597,000 | 1,380,000 | 2,208,000 | 2,901,000 |
| Noninterest expense | 1,615,000 | 3,431,000 | 5,240,000 | 6,916,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 374,000 | 850,000 | 1,372,000 | 1,759,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 374,000 | 850,000 | 1,372,000 | 1,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,387,000 | 9,468,000 | 9,991,000 | 10,377,000 |
| Total capital | 10,302,000 | 10,359,000 | 10,898,000 | 11,256,000 |
| Risk-weighted assets | 73,055,000 | 70,931,000 | 72,340,000 | 70,067,000 |