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Call reports 2005

PEOPLES NATIONAL BANK — 2005

What PEOPLES NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c794d0a9-8110-4eb1-9ed8-6d71a1080f2d/2005

Balance sheet

What the bank holds and owes at quarter end

Measure2005Q12005Q22005Q32005Q4
Total assets106,599,000106,760,000105,924,00099,892,000
Total loans92,187,00080,175,00080,506,00075,648,000
Allowance for loan losses2,204,0001,132,0001,370,0001,156,000
Securities available for sale5,233,0009,917,00011,971,00013,593,000
Securities held to maturity0000
Trading assets0000
Total deposits94,762,00093,301,00092,494,00088,654,000
Interest-bearing deposits74,415,00072,072,00072,180,00066,994,000
Noninterest-bearing deposits20,347,00021,229,00020,314,00021,660,000
Equity capital9,227,0009,779,0009,329,0009,381,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2005Q12005Q22005Q32005Q4
Interest income1,737,0003,578,0005,492,0007,402,000
Interest expense269,000561,000883,0001,220,000
Net interest income1,468,0003,017,0004,609,0006,182,000
Noninterest income781,000603,0001,562,0002,425,000
Noninterest expense1,763,0003,317,0005,006,0006,695,000
Provision for loan losses45,000-897,000-507,000-493,000
Pretax income441,0001,200,0001,672,0002,405,000
Income tax0000
Net income441,0001,200,0001,672,0002,405,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2005Q12005Q22005Q32005Q4
Tier 1 capital9,112,0009,671,0009,401,0009,513,000
Total capital10,263,00010,720,00010,429,00010,516,000
Risk-weighted assets91,018,00083,815,00081,922,00080,059,000