Call reports 2005
PEOPLES NATIONAL BANK — 2005
What PEOPLES NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 106,599,000 | 106,760,000 | 105,924,000 | 99,892,000 |
| Total loans | 92,187,000 | 80,175,000 | 80,506,000 | 75,648,000 |
| Allowance for loan losses | 2,204,000 | 1,132,000 | 1,370,000 | 1,156,000 |
| Securities available for sale | 5,233,000 | 9,917,000 | 11,971,000 | 13,593,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,762,000 | 93,301,000 | 92,494,000 | 88,654,000 |
| Interest-bearing deposits | 74,415,000 | 72,072,000 | 72,180,000 | 66,994,000 |
| Noninterest-bearing deposits | 20,347,000 | 21,229,000 | 20,314,000 | 21,660,000 |
| Equity capital | 9,227,000 | 9,779,000 | 9,329,000 | 9,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,737,000 | 3,578,000 | 5,492,000 | 7,402,000 |
| Interest expense | 269,000 | 561,000 | 883,000 | 1,220,000 |
| Net interest income | 1,468,000 | 3,017,000 | 4,609,000 | 6,182,000 |
| Noninterest income | 781,000 | 603,000 | 1,562,000 | 2,425,000 |
| Noninterest expense | 1,763,000 | 3,317,000 | 5,006,000 | 6,695,000 |
| Provision for loan losses | 45,000 | -897,000 | -507,000 | -493,000 |
| Pretax income | 441,000 | 1,200,000 | 1,672,000 | 2,405,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 441,000 | 1,200,000 | 1,672,000 | 2,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,112,000 | 9,671,000 | 9,401,000 | 9,513,000 |
| Total capital | 10,263,000 | 10,720,000 | 10,429,000 | 10,516,000 |
| Risk-weighted assets | 91,018,000 | 83,815,000 | 81,922,000 | 80,059,000 |