Call reports 2003
PEOPLES NATIONAL BANK — 2003
What PEOPLES NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 111,595,000 | 120,171,000 | 104,387,000 | 105,569,000 |
| Total loans | 88,847,000 | 98,440,000 | 74,293,000 | 78,857,000 |
| Allowance for loan losses | 738,000 | 861,000 | 840,000 | 979,000 |
| Securities available for sale | 5,867,000 | 5,333,000 | 4,032,000 | 4,068,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,221,000 | 91,314,000 | 89,621,000 | 91,267,000 |
| Interest-bearing deposits | 66,275,000 | 67,126,000 | 68,442,000 | 70,747,000 |
| Noninterest-bearing deposits | 22,946,000 | 24,188,000 | 21,180,000 | 20,521,000 |
| Equity capital | 9,722,000 | 9,493,000 | 9,404,000 | 9,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,456,000 | 4,364,000 | 6,262,000 | 7,857,000 |
| Interest expense | 418,000 | 668,000 | 932,000 | 1,190,000 |
| Net interest income | 2,038,000 | 3,696,000 | 5,330,000 | 6,667,000 |
| Noninterest income | 1,002,000 | 1,959,000 | 3,608,000 | 5,016,000 |
| Noninterest expense | 2,287,000 | 4,251,000 | 6,559,000 | 8,328,000 |
| Provision for loan losses | 135,000 | 258,000 | 283,000 | 435,000 |
| Pretax income | 618,000 | 1,146,000 | 2,096,000 | 2,918,000 |
| Income tax | 0 | 0 | 0 | -14,000 |
| Net income | 618,000 | 1,146,000 | 2,096,000 | 2,932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,408,000 | 9,217,000 | 9,172,000 | 9,728,000 |
| Total capital | 10,146,000 | 10,077,000 | 10,012,000 | 10,707,000 |
| Risk-weighted assets | 88,152,000 | 92,036,000 | 80,832,000 | 83,243,000 |