Call reports 2002
PEOPLES NATIONAL BANK — 2002
What PEOPLES NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 225,168,000 | 227,356,000 | 228,641,000 | 226,998,000 |
| Total loans | 187,326,000 | 188,313,000 | 189,119,000 | 187,785,000 |
| Allowance for loan losses | 1,695,000 | 1,825,000 | 1,818,000 | 1,510,000 |
| Securities available for sale | 6,057,000 | 6,004,000 | 7,858,000 | 7,561,000 |
| Securities held to maturity | 547,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,110,000 | 183,448,000 | 184,530,000 | 188,065,000 |
| Interest-bearing deposits | 141,062,000 | 140,682,000 | 139,203,000 | 143,386,000 |
| Noninterest-bearing deposits | 40,048,000 | 42,766,000 | 45,327,000 | 44,679,000 |
| Equity capital | 19,450,000 | 20,801,000 | 21,372,000 | 21,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,645,000 | 7,490,000 | 11,032,000 | 16,149,000 |
| Interest expense | 955,000 | 1,915,000 | 2,732,000 | 3,539,000 |
| Net interest income | 2,690,000 | 5,575,000 | 8,300,000 | 12,610,000 |
| Noninterest income | 2,529,000 | 5,003,000 | 7,346,000 | 7,584,000 |
| Noninterest expense | 3,676,000 | 7,632,000 | 10,948,000 | 14,503,000 |
| Provision for loan losses | 90,000 | 225,000 | 225,000 | 340,000 |
| Pretax income | 1,453,000 | 2,789,000 | 4,540,000 | 5,419,000 |
| Income tax | 0 | -16,000 | -16,000 | -16,000 |
| Net income | 1,453,000 | 2,805,000 | 4,556,000 | 5,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,977,000 | 18,213,000 | 18,341,000 | 19,259,000 |
| Total capital | 18,672,000 | 20,039,000 | 20,159,000 | 20,770,000 |
| Risk-weighted assets | 186,744,000 | 192,426,000 | 191,692,000 | 196,808,000 |