Call reports 2001
PEOPLES NATIONAL BANK — 2001
What PEOPLES NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 197,759,000 | 215,814,000 | 229,556,000 | 236,150,000 |
| Total loans | 162,413,000 | 178,154,000 | 190,017,000 | 196,848,000 |
| Allowance for loan losses | 1,388,000 | 1,448,000 | 1,523,000 | 1,616,000 |
| Securities available for sale | 9,181,000 | 8,114,000 | 7,140,000 | 6,704,000 |
| Securities held to maturity | 818,000 | 817,000 | 817,000 | 652,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,944,000 | 165,721,000 | 170,424,000 | 176,859,000 |
| Interest-bearing deposits | 123,314,000 | 128,731,000 | 132,200,000 | 135,070,000 |
| Noninterest-bearing deposits | 34,630,000 | 36,990,000 | 38,224,000 | 41,789,000 |
| Equity capital | 15,636,000 | 16,889,000 | 18,589,000 | 20,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,947,000 | 7,872,000 | 12,029,000 | 16,106,000 |
| Interest expense | 1,573,000 | 2,963,000 | 4,414,000 | 5,512,000 |
| Net interest income | 2,374,000 | 4,909,000 | 7,615,000 | 10,594,000 |
| Noninterest income | 1,519,000 | 4,034,000 | 6,932,000 | 10,112,000 |
| Noninterest expense | 2,522,000 | 6,064,000 | 9,964,000 | 14,510,000 |
| Provision for loan losses | 55,000 | 133,000 | 211,000 | 308,000 |
| Pretax income | 1,316,000 | 2,746,000 | 4,372,000 | 5,888,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,316,000 | 2,746,000 | 4,372,000 | 5,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,190,000 | 14,729,000 | 16,098,000 | 17,699,000 |
| Total capital | 15,578,000 | 16,177,000 | 17,621,000 | 19,315,000 |
| Risk-weighted assets | 150,242,000 | 160,325,000 | 172,061,000 | 189,531,000 |