Call reports 2001
WEST POINTE BANK AND TRUST COMPANY — 2001
What WEST POINTE BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 348,766,000 | 361,424,000 | 367,816,000 | 366,714,000 |
| Total loans | 191,837,000 | 201,488,000 | 202,165,000 | 200,404,000 |
| Allowance for loan losses | 1,850,000 | 1,998,000 | 2,156,000 | 2,224,000 |
| Securities available for sale | 104,743,000 | 118,278,000 | 114,909,000 | 122,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,440,000 | 319,061,000 | 320,074,000 | 322,360,000 |
| Interest-bearing deposits | 279,010,000 | 279,958,000 | 286,687,000 | 284,558,000 |
| Noninterest-bearing deposits | 29,430,000 | 39,103,000 | 33,387,000 | 37,802,000 |
| Equity capital | 23,280,000 | 23,446,000 | 24,967,000 | 24,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,175,000 | 12,277,000 | 18,280,000 | 23,988,000 |
| Interest expense | 3,824,000 | 7,433,000 | 10,714,000 | 13,539,000 |
| Net interest income | 2,351,000 | 4,844,000 | 7,566,000 | 10,449,000 |
| Noninterest income | 671,000 | 1,521,000 | 2,393,000 | 3,321,000 |
| Noninterest expense | 2,295,000 | 4,659,000 | 7,130,000 | 9,661,000 |
| Provision for loan losses | 116,000 | 304,000 | 492,000 | 630,000 |
| Pretax income | 932,000 | 1,738,000 | 2,727,000 | 3,869,000 |
| Income tax | 223,000 | 414,000 | 678,000 | 1,005,000 |
| Net income | 709,000 | 1,324,000 | 2,049,000 | 2,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,663,000 | 23,112,000 | 23,675,000 | 24,334,000 |
| Total capital | 24,514,000 | 25,111,000 | 25,831,000 | 26,559,000 |
| Risk-weighted assets | 224,117,000 | 231,711,000 | 234,203,000 | 233,732,000 |