Call reports 2016
FIELDPOINT PRIVATE BANK & TRUST — 2016
What FIELDPOINT PRIVATE BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 809,070,000 | 859,378,000 | 884,178,000 | 911,175,000 |
| Total loans | 589,319,000 | 650,632,000 | 636,202,000 | 648,870,000 |
| Allowance for loan losses | 4,826,000 | 5,248,000 | 5,248,000 | 5,451,000 |
| Securities available for sale | 173,371,000 | 159,440,000 | 167,848,000 | 174,264,000 |
| Securities held to maturity | 4,710,000 | 4,710,000 | 4,710,000 | 4,710,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 633,069,000 | 668,826,000 | 719,358,000 | 726,190,000 |
| Interest-bearing deposits | 560,922,000 | 608,868,000 | 657,696,000 | 650,236,000 |
| Noninterest-bearing deposits | 72,147,000 | 59,958,000 | 61,662,000 | 75,954,000 |
| Equity capital | 86,185,000 | 88,039,000 | 88,952,000 | 88,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,143,000 | 12,468,000 | 19,124,000 | 26,069,000 |
| Interest expense | 1,098,000 | 2,250,000 | 3,529,000 | 4,787,000 |
| Net interest income | 5,045,000 | 10,218,000 | 15,595,000 | 21,282,000 |
| Noninterest income | 3,241,000 | 6,431,000 | 9,755,000 | 13,128,000 |
| Noninterest expense | 7,228,000 | 13,942,000 | 21,288,000 | 28,170,000 |
| Provision for loan losses | 139,000 | 561,000 | 561,000 | 764,000 |
| Pretax income | 1,013,000 | 2,389,000 | 3,723,000 | 5,674,000 |
| Income tax | 372,000 | 892,000 | 1,394,000 | 2,218,000 |
| Net income | 641,000 | 1,497,000 | 2,329,000 | 3,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,929,000 | 86,148,000 | 87,295,000 | 88,679,000 |
| Total capital | 89,799,000 | 91,422,000 | 92,583,000 | 94,177,000 |
| Risk-weighted assets | 540,912,000 | 578,434,000 | 575,226,000 | 581,597,000 |