Call reports 2015
FIELDPOINT PRIVATE BANK & TRUST — 2015
What FIELDPOINT PRIVATE BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 761,532,000 | 758,383,000 | 785,540,000 | 798,123,000 |
| Total loans | 511,793,000 | 503,749,000 | 513,128,000 | 568,803,000 |
| Allowance for loan losses | 5,258,000 | 5,087,000 | 4,687,000 | 4,687,000 |
| Securities available for sale | 193,347,000 | 189,434,000 | 184,662,000 | 181,014,000 |
| Securities held to maturity | 4,710,000 | 4,710,000 | 4,710,000 | 4,710,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 588,034,000 | 584,574,000 | 610,402,000 | 612,958,000 |
| Interest-bearing deposits | 532,586,000 | 533,041,000 | 561,143,000 | 554,817,000 |
| Noninterest-bearing deposits | 55,448,000 | 51,533,000 | 49,259,000 | 58,141,000 |
| Equity capital | 83,979,000 | 84,066,000 | 84,872,000 | 84,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,352,000 | 10,706,000 | 15,902,000 | 21,672,000 |
| Interest expense | 887,000 | 1,887,000 | 2,988,000 | 4,076,000 |
| Net interest income | 4,465,000 | 8,819,000 | 12,914,000 | 17,596,000 |
| Noninterest income | 3,241,000 | 6,487,000 | 9,720,000 | 12,584,000 |
| Noninterest expense | 7,232,000 | 14,135,000 | 20,608,000 | 27,029,000 |
| Provision for loan losses | 91,000 | -80,000 | -480,000 | -480,000 |
| Pretax income | 482,000 | 1,559,000 | 2,858,000 | 4,225,000 |
| Income tax | 165,000 | 566,000 | 1,008,000 | 1,572,000 |
| Net income | 317,000 | 993,000 | 1,850,000 | 2,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,979,000 | 81,970,000 | 83,126,000 | 84,146,000 |
| Total capital | 86,268,000 | 87,093,000 | 87,852,000 | 88,869,000 |
| Risk-weighted assets | 493,926,000 | 487,522,000 | 493,145,000 | 522,752,000 |