Call reports 2014
FIELDPOINT PRIVATE BANK & TRUST — 2014
What FIELDPOINT PRIVATE BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 707,958,000 | 691,490,000 | 698,991,000 | 739,652,000 |
| Total loans | 431,099,000 | 443,154,000 | 467,748,000 | 491,628,000 |
| Allowance for loan losses | 4,513,000 | 4,593,000 | 5,155,000 | 5,167,000 |
| Securities available for sale | 153,776,000 | 164,829,000 | 169,176,000 | 161,882,000 |
| Securities held to maturity | 4,710,000 | 4,710,000 | 4,710,000 | 4,710,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 527,068,000 | 519,042,000 | 526,367,000 | 565,095,000 |
| Interest-bearing deposits | 477,189,000 | 467,030,000 | 481,426,000 | 517,925,000 |
| Noninterest-bearing deposits | 49,879,000 | 52,012,000 | 44,941,000 | 47,170,000 |
| Equity capital | 80,481,000 | 81,871,000 | 81,779,000 | 82,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,697,000 | 9,308,000 | 14,104,000 | 19,149,000 |
| Interest expense | 696,000 | 1,466,000 | 2,225,000 | 3,064,000 |
| Net interest income | 4,001,000 | 7,842,000 | 11,879,000 | 16,085,000 |
| Noninterest income | 3,004,000 | 5,876,000 | 8,951,000 | 12,074,000 |
| Noninterest expense | 6,426,000 | 12,743,000 | 19,106,000 | 25,710,000 |
| Provision for loan losses | 0 | 80,000 | 642,000 | 654,000 |
| Pretax income | 695,000 | 1,174,000 | 1,402,000 | 2,115,000 |
| Income tax | 286,000 | 413,000 | 475,000 | 663,000 |
| Net income | 409,000 | 761,000 | 927,000 | 1,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,605,000 | 75,426,000 | 75,335,000 | 76,326,000 |
| Total capital | 79,143,000 | 80,044,000 | 80,528,000 | 81,536,000 |
| Risk-weighted assets | 394,994,000 | 405,895,000 | 433,898,000 | 470,753,000 |