Call reports 2013
FIELDPOINT PRIVATE BANK & TRUST — 2013
What FIELDPOINT PRIVATE BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 647,409,000 | 636,998,000 | 658,428,000 | 651,912,000 |
| Total loans | 392,468,000 | 417,469,000 | 433,322,000 | 430,803,000 |
| Allowance for loan losses | 4,030,000 | 5,267,000 | 5,441,000 | 4,513,000 |
| Securities available for sale | 184,701,000 | 164,919,000 | 149,788,000 | 148,883,000 |
| Securities held to maturity | 4,710,000 | 4,710,000 | 4,710,000 | 4,710,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,754,000 | 448,374,000 | 454,060,000 | 465,233,000 |
| Interest-bearing deposits | 355,813,000 | 393,216,000 | 408,447,000 | 423,485,000 |
| Noninterest-bearing deposits | 116,941,000 | 55,158,000 | 45,613,000 | 41,748,000 |
| Equity capital | 80,900,000 | 78,339,000 | 78,668,000 | 79,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,461,000 | 8,845,000 | 13,373,000 | 18,072,000 |
| Interest expense | 590,000 | 1,141,000 | 1,729,000 | 2,385,000 |
| Net interest income | 3,871,000 | 7,704,000 | 11,644,000 | 15,687,000 |
| Noninterest income | 2,528,000 | 4,992,000 | 7,664,000 | 10,789,000 |
| Noninterest expense | 6,757,000 | 13,355,000 | 19,864,000 | 27,204,000 |
| Provision for loan losses | 0 | 1,237,000 | 1,411,000 | 483,000 |
| Pretax income | -166,000 | -1,644,000 | -1,546,000 | -685,000 |
| Income tax | -64,000 | -648,000 | -608,000 | -344,000 |
| Net income | -102,000 | -996,000 | -938,000 | -341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,633,000 | 72,102,000 | 72,367,000 | 73,362,000 |
| Total capital | 78,688,000 | 77,322,000 | 77,443,000 | 77,900,000 |
| Risk-weighted assets | 395,380,000 | 417,561,000 | 407,052,000 | 403,731,000 |