Call reports 2026
FIRST NATIONAL BANK, CORTEZ — 2026
What FIRST NATIONAL BANK, CORTEZ reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 156,039,000 | 156,897,000 |
| Total loans | 99,644,000 | 102,303,000 |
| Allowance for loan losses | 1,223,000 | 1,299,000 |
| Securities available for sale | 24,352,000 | 21,464,000 |
| Securities held to maturity | 14,692,000 | 14,678,000 |
| Trading assets | 0 | 0 |
| Total deposits | 136,876,000 | 137,246,000 |
| Interest-bearing deposits | 106,227,000 | 106,952,000 |
| Noninterest-bearing deposits | 30,649,000 | 30,294,000 |
| Equity capital | 14,003,000 | 14,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,026,000 | 4,135,000 |
| Interest expense | 660,000 | 1,338,000 |
| Net interest income | 1,366,000 | 2,797,000 |
| Noninterest income | 178,000 | 331,000 |
| Noninterest expense | 1,001,000 | 1,938,000 |
| Provision for loan losses | 510,000 | 587,000 |
| Pretax income | 33,000 | 603,000 |
| Income tax | 8,000 | 134,000 |
| Net income | 25,000 | 469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 15,284,000 | 15,730,000 |
| Total capital | 16,552,000 | 17,041,000 |
| Risk-weighted assets | 103,192,000 | 104,837,000 |