Call reports 2018
NEW YORK COMMERCIAL BANK — 2018
What NEW YORK COMMERCIAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 3,446,389,000 | 3,358,176,000 | 3,452,289,000 |
| Total loans | 2,636,323,000 | 2,668,613,000 | 2,820,826,000 |
| Allowance for loan losses | 27,198,000 | 25,495,000 | 25,129,000 |
| Securities available for sale | 253,050,000 | 221,821,000 | 206,871,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 2,822,326,000 | 2,731,414,000 | 2,801,168,000 |
| Interest-bearing deposits | 2,388,143,000 | 2,298,938,000 | 2,357,961,000 |
| Noninterest-bearing deposits | 434,183,000 | 432,476,000 | 443,206,000 |
| Equity capital | 605,420,000 | 607,064,000 | 610,673,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 28,632,000 | 56,924,000 | 85,756,000 |
| Interest expense | 6,232,000 | 12,500,000 | 19,685,000 |
| Net interest income | 22,400,000 | 44,424,000 | 66,071,000 |
| Noninterest income | 1,602,000 | 3,590,000 | 5,481,000 |
| Noninterest expense | 15,671,000 | 31,970,000 | 47,472,000 |
| Provision for loan losses | 6,613,000 | 10,634,000 | 12,512,000 |
| Pretax income | 1,676,000 | 5,348,000 | 11,486,000 |
| Income tax | 143,000 | 791,000 | 2,224,000 |
| Net income | 1,533,000 | 4,557,000 | 9,262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 381,159,000 | 384,231,000 | 388,983,000 |
| Total capital | 408,463,000 | 409,834,000 | 414,231,000 |
| Risk-weighted assets | 2,429,470,000 | 2,555,047,000 | 2,612,469,000 |