Call reports 2017
NEW YORK COMMERCIAL BANK — 2017
What NEW YORK COMMERCIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 3,623,829,000 | 3,599,375,000 | 3,537,187,000 | 3,651,783,000 |
| Total loans | 2,654,238,000 | 2,534,315,000 | 2,516,250,000 | 2,504,763,000 |
| Allowance for loan losses | 26,049,000 | 27,705,000 | 30,803,000 | 24,344,000 |
| Securities available for sale | 9,958,000 | 323,744,000 | 293,709,000 | 253,582,000 |
| Securities held to maturity | 314,579,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,738,604,000 | 2,706,447,000 | 2,659,225,000 | 2,760,953,000 |
| Interest-bearing deposits | 2,293,911,000 | 2,283,009,000 | 2,246,347,000 | 2,339,229,000 |
| Noninterest-bearing deposits | 444,693,000 | 423,439,000 | 412,878,000 | 421,724,000 |
| Equity capital | 596,339,000 | 612,055,000 | 599,051,000 | 606,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 29,106,000 | 57,176,000 | 84,527,000 | 111,370,000 |
| Interest expense | 4,299,000 | 9,109,000 | 14,463,000 | 19,961,000 |
| Net interest income | 24,807,000 | 48,067,000 | 70,064,000 | 91,409,000 |
| Noninterest income | 2,112,000 | 3,996,000 | 6,502,000 | 8,340,000 |
| Noninterest expense | 16,015,000 | 31,785,000 | 48,044,000 | 63,940,000 |
| Provision for loan losses | 5,407,000 | 18,531,000 | 62,150,000 | 59,774,000 |
| Pretax income | 5,497,000 | 1,917,000 | -33,458,000 | -23,607,000 |
| Income tax | 1,897,000 | -94,000 | -15,350,000 | -14,036,000 |
| Net income | 3,600,000 | 2,011,000 | -18,108,000 | -9,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 374,380,000 | 384,866,000 | 372,817,000 | 380,194,000 |
| Total capital | 400,546,000 | 412,682,000 | 403,287,000 | 404,643,000 |
| Risk-weighted assets | 2,513,035,000 | 2,506,374,000 | 2,437,124,000 | 2,384,115,000 |