Call reports 2016
NEW YORK COMMERCIAL BANK — 2016
What NEW YORK COMMERCIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,878,018,000 | 3,817,894,000 | 3,799,670,000 | 3,710,332,000 |
| Total loans | 2,882,065,000 | 2,835,426,000 | 2,795,631,000 | 2,749,233,000 |
| Allowance for loan losses | 18,088,000 | 19,138,000 | 24,140,000 | 26,435,000 |
| Securities available for sale | 2,735,000 | 2,753,000 | 10,567,000 | 9,983,000 |
| Securities held to maturity | 398,808,000 | 379,657,000 | 365,259,000 | 335,707,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,533,464,000 | 2,499,550,000 | 2,633,935,000 | 2,649,518,000 |
| Interest-bearing deposits | 2,060,128,000 | 2,056,110,000 | 2,183,417,000 | 2,180,358,000 |
| Noninterest-bearing deposits | 473,336,000 | 443,440,000 | 450,518,000 | 469,159,000 |
| Equity capital | 614,698,000 | 623,895,000 | 588,289,000 | 592,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 31,280,000 | 64,164,000 | 93,755,000 | 123,111,000 |
| Interest expense | 4,734,000 | 9,200,000 | 13,693,000 | 18,158,000 |
| Net interest income | 26,546,000 | 54,964,000 | 80,062,000 | 104,953,000 |
| Noninterest income | 3,041,000 | 5,517,000 | 7,387,000 | 9,281,000 |
| Noninterest expense | 15,414,000 | 30,704,000 | 46,136,000 | 60,977,000 |
| Provision for loan losses | 2,357,000 | 3,239,000 | 7,959,000 | 12,473,000 |
| Pretax income | 11,816,000 | 26,538,000 | 33,354,000 | 40,784,000 |
| Income tax | 4,045,000 | 9,580,000 | 11,997,000 | 14,664,000 |
| Net income | 7,771,000 | 16,958,000 | 21,357,000 | 26,120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 392,087,000 | 401,373,000 | 365,848,000 | 370,707,000 |
| Total capital | 410,290,000 | 420,627,000 | 390,103,000 | 397,259,000 |
| Risk-weighted assets | 2,742,150,000 | 2,806,248,000 | 2,748,257,000 | 2,621,612,000 |