Call reports 2015
NEW YORK COMMERCIAL BANK — 2015
What NEW YORK COMMERCIAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 4,352,518,000 | 4,278,954,000 | 4,267,589,000 | 4,035,422,000 |
| Total loans | 3,030,812,000 | 2,963,386,000 | 2,965,164,000 | 2,890,263,000 |
| Allowance for loan losses | 12,607,000 | 14,688,000 | 16,742,000 | 15,728,000 |
| Securities available for sale | 6,418,000 | 6,268,000 | 6,163,000 | 2,698,000 |
| Securities held to maturity | 786,318,000 | 739,490,000 | 726,325,000 | 566,130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,842,346,000 | 2,763,830,000 | 2,759,015,000 | 2,607,202,000 |
| Interest-bearing deposits | 2,326,593,000 | 2,262,489,000 | 2,221,795,000 | 2,093,267,000 |
| Noninterest-bearing deposits | 515,754,000 | 501,341,000 | 537,220,000 | 513,935,000 |
| Equity capital | 595,979,000 | 606,103,000 | 612,124,000 | 606,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 37,359,000 | 73,201,000 | 107,647,000 | 140,305,000 |
| Interest expense | 4,839,000 | 10,062,000 | 15,392,000 | 20,181,000 |
| Net interest income | 32,520,000 | 63,139,000 | 92,255,000 | 120,124,000 |
| Noninterest income | 2,220,000 | 4,512,000 | 7,056,000 | 9,185,000 |
| Noninterest expense | 14,425,000 | 29,128,000 | 43,529,000 | 67,837,000 |
| Provision for loan losses | 1,021,000 | 2,128,000 | 1,300,000 | -412,000 |
| Pretax income | 19,294,000 | 36,395,000 | 54,482,000 | 62,137,000 |
| Income tax | 7,326,000 | 14,268,000 | 21,366,000 | 23,998,000 |
| Net income | 11,968,000 | 22,127,000 | 33,116,000 | 38,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 372,521,000 | 383,020,000 | 389,137,000 | 384,221,000 |
| Total capital | 385,251,000 | 397,818,000 | 406,000,000 | 400,058,000 |
| Risk-weighted assets | 3,137,142,000 | 2,998,528,000 | 2,922,972,000 | 2,860,707,000 |