Call reports 2014
NEW YORK COMMERCIAL BANK — 2014
What NEW YORK COMMERCIAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 3,693,084,000 | 3,814,351,000 | 4,079,437,000 | 4,349,529,000 |
| Total loans | 2,343,585,000 | 2,466,889,000 | 2,730,700,000 | 2,952,332,000 |
| Allowance for loan losses | 10,705,000 | 11,591,000 | 11,648,000 | 11,899,000 |
| Securities available for sale | 20,840,000 | 20,842,000 | 20,467,000 | 6,506,000 |
| Securities held to maturity | 864,882,000 | 865,442,000 | 863,773,000 | 853,736,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,714,522,000 | 2,790,735,000 | 2,859,289,000 | 2,635,479,000 |
| Interest-bearing deposits | 2,241,060,000 | 2,308,030,000 | 2,357,532,000 | 2,156,803,000 |
| Noninterest-bearing deposits | 473,463,000 | 482,704,000 | 501,757,000 | 478,676,000 |
| Equity capital | 589,384,000 | 594,193,000 | 593,544,000 | 588,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 28,484,000 | 58,818,000 | 90,260,000 | 124,114,000 |
| Interest expense | 3,944,000 | 8,059,000 | 12,402,000 | 17,030,000 |
| Net interest income | 24,540,000 | 50,759,000 | 77,858,000 | 107,084,000 |
| Noninterest income | 2,679,000 | 5,192,000 | 7,536,000 | 9,749,000 |
| Noninterest expense | 13,585,000 | 26,923,000 | 41,358,000 | 56,153,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,634,000 | 29,028,000 | 44,036,000 | 61,527,000 |
| Income tax | 5,056,000 | 10,806,000 | 16,347,000 | 22,945,000 |
| Net income | 8,578,000 | 18,222,000 | 27,689,000 | 38,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 363,649,000 | 368,513,000 | 368,337,000 | 364,591,000 |
| Total capital | 374,379,000 | 380,145,000 | 380,022,000 | 376,538,000 |
| Risk-weighted assets | 2,475,562,000 | 2,537,787,000 | 2,780,923,000 | 3,018,863,000 |