Call reports 2013
NEW YORK COMMERCIAL BANK — 2013
What NEW YORK COMMERCIAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 3,437,495,000 | 3,362,416,000 | 3,337,441,000 | 3,684,485,000 |
| Total loans | 1,945,023,000 | 1,969,885,000 | 2,041,067,000 | 2,257,201,000 |
| Allowance for loan losses | 11,121,000 | 11,666,000 | 11,526,000 | 11,635,000 |
| Securities available for sale | 25,367,000 | 24,215,000 | 23,946,000 | 23,527,000 |
| Securities held to maturity | 766,087,000 | 765,811,000 | 797,523,000 | 850,568,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,337,541,000 | 2,341,025,000 | 2,449,291,000 | 2,608,014,000 |
| Interest-bearing deposits | 1,822,443,000 | 1,853,812,000 | 1,928,646,000 | 2,089,779,000 |
| Noninterest-bearing deposits | 515,098,000 | 487,213,000 | 520,645,000 | 518,235,000 |
| Equity capital | 579,684,000 | 575,553,000 | 582,890,000 | 580,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 27,887,000 | 54,715,000 | 82,468,000 | 110,319,000 |
| Interest expense | 4,467,000 | 9,416,000 | 13,818,000 | 17,718,000 |
| Net interest income | 23,420,000 | 45,299,000 | 68,650,000 | 92,601,000 |
| Noninterest income | 2,282,000 | 4,888,000 | 7,528,000 | 9,996,000 |
| Noninterest expense | 13,950,000 | 27,455,000 | 41,863,000 | 55,649,000 |
| Provision for loan losses | 4,000,000 | 5,000,000 | 5,000,000 | 5,000,000 |
| Pretax income | 8,341,000 | 18,321,000 | 29,904,000 | 42,537,000 |
| Income tax | 2,957,000 | 6,511,000 | 10,748,000 | 15,401,000 |
| Net income | 5,384,000 | 11,810,000 | 19,156,000 | 27,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 351,053,000 | 348,087,000 | 355,933,000 | 354,423,000 |
| Total capital | 362,250,000 | 359,795,000 | 367,496,000 | 366,076,000 |
| Risk-weighted assets | 2,124,075,000 | 2,117,265,000 | 2,163,667,000 | 2,387,913,000 |