Call reports 2012
NEW YORK COMMERCIAL BANK — 2012
What NEW YORK COMMERCIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 2,799,262,000 | 2,813,240,000 | 3,127,037,000 | 3,278,902,000 |
| Total loans | 1,627,816,000 | 1,788,333,000 | 1,792,598,000 | 1,861,581,000 |
| Allowance for loan losses | 12,878,000 | 13,079,000 | 12,208,000 | 12,310,000 |
| Securities available for sale | 142,721,000 | 42,356,000 | 31,892,000 | 31,495,000 |
| Securities held to maturity | 588,024,000 | 448,535,000 | 740,059,000 | 833,708,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,995,132,000 | 1,934,941,000 | 2,027,220,000 | 2,138,058,000 |
| Interest-bearing deposits | 1,552,004,000 | 1,478,292,000 | 1,552,867,000 | 1,624,894,000 |
| Noninterest-bearing deposits | 443,129,000 | 456,649,000 | 474,353,000 | 513,164,000 |
| Equity capital | 560,628,000 | 567,508,000 | 572,269,000 | 574,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 25,530,000 | 51,263,000 | 75,245,000 | 103,748,000 |
| Interest expense | 3,870,000 | 7,796,000 | 11,676,000 | 16,099,000 |
| Net interest income | 21,660,000 | 43,467,000 | 63,569,000 | 87,649,000 |
| Noninterest income | 2,609,000 | 5,041,000 | 7,397,000 | 9,700,000 |
| Noninterest expense | 14,410,000 | 27,821,000 | 41,585,000 | 55,742,000 |
| Provision for loan losses | 1,000,000 | 1,000,000 | 2,500,000 | 2,500,000 |
| Pretax income | 8,859,000 | 19,687,000 | 26,881,000 | 39,107,000 |
| Income tax | 3,049,000 | 7,169,000 | 9,703,000 | 14,331,000 |
| Net income | 5,810,000 | 12,518,000 | 17,178,000 | 24,776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 329,116,000 | 336,570,000 | 341,872,000 | 345,112,000 |
| Total capital | 342,068,000 | 349,735,000 | 354,175,000 | 357,505,000 |
| Risk-weighted assets | 1,948,643,000 | 2,006,457,000 | 2,029,252,000 | 2,074,146,000 |