Call reports 2011
NEW YORK COMMERCIAL BANK — 2011
What NEW YORK COMMERCIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,890,525,000 | 3,047,931,000 | 3,016,037,000 | 2,585,283,000 |
| Total loans | 1,503,968,000 | 1,506,176,000 | 1,536,071,000 | 1,594,428,000 |
| Allowance for loan losses | 14,168,000 | 13,472,000 | 13,821,000 | 12,470,000 |
| Securities available for sale | 13,817,000 | 12,947,000 | 94,614,000 | 194,404,000 |
| Securities held to maturity | 859,677,000 | 748,905,000 | 399,979,000 | 238,538,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,853,919,000 | 1,891,947,000 | 1,848,611,000 | 1,896,652,000 |
| Interest-bearing deposits | 1,473,009,000 | 1,510,911,000 | 1,467,516,000 | 1,464,798,000 |
| Noninterest-bearing deposits | 380,909,000 | 381,035,000 | 381,095,000 | 431,854,000 |
| Equity capital | 525,665,000 | 539,606,000 | 548,874,000 | 555,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 27,925,000 | 58,811,000 | 87,383,000 | 112,118,000 |
| Interest expense | 3,895,000 | 9,032,000 | 13,572,000 | 17,609,000 |
| Net interest income | 24,030,000 | 49,779,000 | 73,811,000 | 94,509,000 |
| Noninterest income | 2,374,000 | 14,900,000 | 17,789,000 | 20,268,000 |
| Noninterest expense | 16,199,000 | 31,174,000 | 46,036,000 | 59,882,000 |
| Provision for loan losses | 2,000,000 | 3,000,000 | 3,000,000 | 3,000,000 |
| Pretax income | 9,072,000 | 31,879,000 | 45,141,000 | 54,472,000 |
| Income tax | 3,252,000 | 12,015,000 | 16,925,000 | 19,934,000 |
| Net income | 5,820,000 | 19,864,000 | 28,216,000 | 34,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 291,356,000 | 306,327,000 | 315,497,000 | 322,611,000 |
| Total capital | 306,093,000 | 320,230,000 | 329,752,000 | 335,509,000 |
| Risk-weighted assets | 1,872,304,000 | 1,859,122,000 | 1,846,375,000 | 1,897,075,000 |