Call reports 2010
NEW YORK COMMERCIAL BANK — 2010
What NEW YORK COMMERCIAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,530,836,000 | 2,514,347,000 | 2,522,113,000 | 2,530,781,000 |
| Total loans | 1,328,841,000 | 1,637,623,000 | 1,612,050,000 | 1,460,472,000 |
| Allowance for loan losses | 12,085,000 | 12,507,000 | 13,311,000 | 14,882,000 |
| Securities available for sale | 53,048,000 | 52,152,000 | 50,192,000 | 48,717,000 |
| Securities held to maturity | 398,056,000 | 320,217,000 | 87,088,000 | 541,298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,853,667,000 | 1,836,474,000 | 1,842,941,000 | 1,705,560,000 |
| Interest-bearing deposits | 1,437,593,000 | 1,433,314,000 | 1,441,139,000 | 1,322,921,000 |
| Noninterest-bearing deposits | 416,075,000 | 403,160,000 | 401,802,000 | 382,639,000 |
| Equity capital | 516,454,000 | 521,140,000 | 523,484,000 | 521,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 22,041,000 | 49,309,000 | 72,869,000 | 94,453,000 |
| Interest expense | 5,046,000 | 9,911,000 | 14,338,000 | 18,548,000 |
| Net interest income | 16,995,000 | 39,398,000 | 58,531,000 | 75,905,000 |
| Noninterest income | 2,475,000 | 4,945,000 | 7,676,000 | 9,527,000 |
| Noninterest expense | 17,110,000 | 33,546,000 | 50,219,000 | 68,538,000 |
| Provision for loan losses | 0 | 2,000,000 | 4,000,000 | 11,000,000 |
| Pretax income | 2,360,000 | 8,797,000 | 11,988,000 | 5,894,000 |
| Income tax | 609,000 | 2,802,000 | 3,603,000 | 847,000 |
| Net income | 1,751,000 | 5,995,000 | 8,385,000 | 5,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 278,222,000 | 284,340,000 | 287,639,000 | 285,267,000 |
| Total capital | 290,933,000 | 297,595,000 | 301,708,000 | 301,683,000 |
| Risk-weighted assets | 1,514,868,000 | 1,811,283,000 | 1,740,910,000 | 1,741,249,000 |