Call reports 2009
NEW YORK COMMERCIAL BANK — 2009
What NEW YORK COMMERCIAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,492,145,000 | 2,669,468,000 | 2,647,848,000 | 2,511,598,000 |
| Total loans | 1,636,343,000 | 1,997,639,000 | 2,001,672,000 | 1,848,750,000 |
| Allowance for loan losses | 9,370,000 | 10,672,000 | 10,723,000 | 12,455,000 |
| Securities available for sale | 120,942,000 | 59,430,000 | 58,120,000 | 54,844,000 |
| Securities held to maturity | 266,991,000 | 154,114,000 | 142,659,000 | 134,526,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,784,913,000 | 1,882,548,000 | 1,798,821,000 | 1,835,667,000 |
| Interest-bearing deposits | 1,411,520,000 | 1,413,693,000 | 1,385,250,000 | 1,296,473,000 |
| Noninterest-bearing deposits | 373,393,000 | 468,855,000 | 413,571,000 | 539,194,000 |
| Equity capital | 501,273,000 | 504,549,000 | 509,788,000 | 514,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 28,262,000 | 57,402,000 | 86,112,000 | 114,187,000 |
| Interest expense | 8,098,000 | 14,190,000 | 19,786,000 | 25,085,000 |
| Net interest income | 20,164,000 | 43,212,000 | 66,326,000 | 89,102,000 |
| Noninterest income | 3,277,000 | 5,868,000 | 8,518,000 | 11,033,000 |
| Noninterest expense | 17,762,000 | 36,225,000 | 53,532,000 | 70,302,000 |
| Provision for loan losses | 200,000 | 1,700,000 | 2,200,000 | 4,200,000 |
| Pretax income | 5,479,000 | 11,155,000 | 19,112,000 | 25,633,000 |
| Income tax | 1,679,000 | 3,716,000 | 7,111,000 | 9,472,000 |
| Net income | 3,800,000 | 7,439,000 | 12,001,000 | 16,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 260,167,000 | 264,872,000 | 270,504,000 | 275,432,000 |
| Total capital | 269,651,000 | 275,720,000 | 281,811,000 | 288,504,000 |
| Risk-weighted assets | 1,850,634,000 | 2,170,239,000 | 2,165,410,000 | 1,992,792,000 |