Call reports 2007
NEW YORK COMMERCIAL BANK — 2007
What NEW YORK COMMERCIAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,814,992,000 | 2,741,801,000 | 3,539,860,000 | 3,019,115,000 |
| Total loans | 2,103,038,000 | 1,360,021,000 | 1,497,535,000 | 1,899,925,000 |
| Allowance for loan losses | 7,435,000 | 7,367,000 | 7,216,000 | 7,142,000 |
| Securities available for sale | 157,663,000 | 152,989,000 | 292,747,000 | 277,543,000 |
| Securities held to maturity | 0 | 0 | 81,685,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,954,895,000 | 1,965,043,000 | 2,617,346,000 | 2,174,478,000 |
| Interest-bearing deposits | 1,512,294,000 | 1,552,671,000 | 1,799,546,000 | 1,694,774,000 |
| Noninterest-bearing deposits | 442,601,000 | 412,371,000 | 817,800,000 | 479,704,000 |
| Equity capital | 517,482,000 | 523,543,000 | 577,491,000 | 511,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 41,599,000 | 81,115,000 | 128,762,000 | 168,919,000 |
| Interest expense | 17,927,000 | 34,977,000 | 53,508,000 | 70,707,000 |
| Net interest income | 23,672,000 | 46,138,000 | 75,254,000 | 98,212,000 |
| Noninterest income | 3,126,000 | 6,513,000 | 74,859,000 | 78,377,000 |
| Noninterest expense | 16,665,000 | 32,309,000 | 49,240,000 | 67,472,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 10,133,000 | 19,957,000 | 100,365,000 | 108,609,000 |
| Income tax | 3,863,000 | 6,732,000 | 37,196,000 | 36,344,000 |
| Net income | 6,270,000 | 13,225,000 | 63,169,000 | 72,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 285,480,000 | 292,926,000 | 329,045,000 | 257,089,000 |
| Total capital | 292,934,000 | 300,295,000 | 336,274,000 | 264,259,000 |
| Risk-weighted assets | 2,314,576,000 | 1,720,745,000 | 1,954,923,000 | 2,158,687,000 |