Call reports 2006
NEW YORK COMMERCIAL BANK — 2006
What NEW YORK COMMERCIAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 593,056,000 | 3,149,873,000 | 3,049,027,000 | 2,980,051,000 |
| Total loans | 264,772,000 | 2,188,051,000 | 2,211,368,000 | 2,275,525,000 |
| Allowance for loan losses | 1,669,000 | 7,719,000 | 7,623,000 | 7,497,000 |
| Securities available for sale | 234,739,000 | 312,961,000 | 311,841,000 | 157,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,578,000 | 2,254,769,000 | 2,139,908,000 | 2,086,629,000 |
| Interest-bearing deposits | 298,295,000 | 1,637,016,000 | 1,664,882,000 | 1,653,029,000 |
| Noninterest-bearing deposits | 105,283,000 | 617,752,000 | 475,026,000 | 433,600,000 |
| Equity capital | 93,211,000 | 495,011,000 | 505,227,000 | 510,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,823,000 | 41,125,000 | 86,899,000 | 128,770,000 |
| Interest expense | 3,057,000 | 17,264,000 | 35,102,000 | 53,919,000 |
| Net interest income | 4,766,000 | 23,861,000 | 51,797,000 | 74,851,000 |
| Noninterest income | 906,000 | 4,471,000 | 7,824,000 | 11,141,000 |
| Noninterest expense | 4,627,000 | 17,002,000 | 34,434,000 | 50,709,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,045,000 | 11,330,000 | 25,187,000 | 35,283,000 |
| Income tax | 365,000 | 3,882,000 | 8,611,000 | 11,895,000 |
| Net income | 680,000 | 7,448,000 | 16,576,000 | 23,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,602,000 | 256,901,000 | 265,568,000 | 277,026,000 |
| Total capital | 43,271,000 | 264,620,000 | 273,208,000 | 284,539,000 |
| Risk-weighted assets | 332,840,000 | 2,292,921,000 | 2,457,753,000 | 2,477,023,000 |