Call reports 2002
NEW YORK COMMERCIAL BANK — 2002
What NEW YORK COMMERCIAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 375,034,000 | 417,664,000 | 401,694,000 | 491,678,000 |
| Total loans | 187,321,000 | 192,920,000 | 199,466,000 | 217,731,000 |
| Allowance for loan losses | 2,103,000 | 2,144,000 | 2,213,000 | 2,346,000 |
| Securities available for sale | 147,876,000 | 153,644,000 | 147,880,000 | 219,590,000 |
| Securities held to maturity | 12,451,000 | 12,454,000 | 12,458,000 | 12,461,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,096,000 | 332,416,000 | 315,374,000 | 405,942,000 |
| Interest-bearing deposits | 214,634,000 | 264,034,000 | 238,144,000 | 327,032,000 |
| Noninterest-bearing deposits | 62,462,000 | 68,382,000 | 77,230,000 | 78,910,000 |
| Equity capital | 26,259,000 | 26,763,000 | 28,113,000 | 27,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,770,000 | 11,676,000 | 17,469,000 | 23,327,000 |
| Interest expense | 2,331,000 | 4,652,000 | 6,950,000 | 9,138,000 |
| Net interest income | 3,439,000 | 7,024,000 | 10,519,000 | 14,189,000 |
| Noninterest income | 797,000 | 1,582,000 | 2,425,000 | 3,202,000 |
| Noninterest expense | 2,848,000 | 5,702,000 | 8,722,000 | 11,933,000 |
| Provision for loan losses | 90,000 | 150,000 | 210,000 | 270,000 |
| Pretax income | 1,298,000 | 2,754,000 | 4,012,000 | 5,225,000 |
| Income tax | 450,000 | 956,000 | 1,397,000 | 1,813,000 |
| Net income | 848,000 | 1,798,000 | 2,615,000 | 3,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,105,000 | 25,555,000 | 26,372,000 | 25,669,000 |
| Total capital | 28,208,000 | 27,699,000 | 28,585,000 | 28,015,000 |
| Risk-weighted assets | 229,379,000 | 238,753,000 | 245,442,000 | 280,021,000 |