Call reports 2001
NEW YORK COMMERCIAL BANK — 2001
What NEW YORK COMMERCIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 330,929,000 | 339,357,000 | 335,367,000 | 438,088,000 |
| Total loans | 148,592,000 | 156,243,000 | 168,709,000 | 178,797,000 |
| Allowance for loan losses | 1,872,000 | 1,869,000 | 1,939,000 | 2,028,000 |
| Securities available for sale | 127,696,000 | 129,789,000 | 124,063,000 | 201,967,000 |
| Securities held to maturity | 9,139,000 | 8,928,000 | 10,459,000 | 12,457,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,865,000 | 269,068,000 | 263,321,000 | 349,611,000 |
| Interest-bearing deposits | 217,067,000 | 217,157,000 | 208,139,000 | 287,891,000 |
| Noninterest-bearing deposits | 43,798,000 | 51,911,000 | 55,182,000 | 61,720,000 |
| Equity capital | 22,961,000 | 23,981,000 | 25,482,000 | 25,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,038,000 | 11,945,000 | 17,510,000 | 22,945,000 |
| Interest expense | 3,198,000 | 6,277,000 | 8,949,000 | 11,378,000 |
| Net interest income | 2,840,000 | 5,668,000 | 8,561,000 | 11,567,000 |
| Noninterest income | 482,000 | 989,000 | 1,544,000 | 2,153,000 |
| Noninterest expense | 2,285,000 | 4,669,000 | 7,209,000 | 9,826,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 150,000 |
| Pretax income | 984,000 | 1,935,000 | 2,783,000 | 3,730,000 |
| Income tax | 283,000 | 547,000 | 773,000 | 1,023,000 |
| Net income | 701,000 | 1,388,000 | 2,010,000 | 2,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,251,000 | 23,938,000 | 24,560,000 | 25,257,000 |
| Total capital | 25,123,000 | 25,807,000 | 26,499,000 | 27,285,000 |
| Risk-weighted assets | 184,839,000 | 192,038,000 | 203,472,000 | 229,906,000 |