Call reports 2022
FARMERS STATE BANK — 2022
What FARMERS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 63,179,000 | 64,262,000 | 65,885,000 | 69,453,000 |
| Total loans | 3,246,000 | 3,388,000 | 3,275,000 | 3,716,000 |
| Allowance for loan losses | 215,000 | 215,000 | 215,000 | 215,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 41,808,000 | 42,761,000 | 42,431,000 | 42,434,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,634,000 | 59,701,000 | 61,242,000 | 64,738,000 |
| Interest-bearing deposits | 26,634,000 | 27,239,000 | 27,553,000 | 28,693,000 |
| Noninterest-bearing deposits | 32,000,000 | 32,462,000 | 33,689,000 | 36,045,000 |
| Equity capital | 4,521,000 | 4,535,000 | 4,572,000 | 4,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 192,000 | 365,000 | 601,000 | 916,000 |
| Interest expense | 7,000 | 13,000 | 20,000 | 27,000 |
| Net interest income | 185,000 | 352,000 | 581,000 | 889,000 |
| Noninterest income | 16,000 | 36,000 | 56,000 | 79,000 |
| Noninterest expense | 176,000 | 345,000 | 546,000 | 762,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 25,000 | 43,000 | 91,000 | 206,000 |
| Income tax | 5,000 | 9,000 | 20,000 | 43,000 |
| Net income | 20,000 | 34,000 | 71,000 | 163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,521,000 | 4,535,000 | 4,572,000 | 4,664,000 |
| Total capital | 4,571,000 | 4,586,000 | 4,622,000 | 4,718,000 |
| Risk-weighted assets | 3,800,000 | 3,917,000 | 3,873,000 | 4,173,000 |