Call reports 2019
FARMERS STATE BANK — 2019
What FARMERS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 41,158,000 | 40,435,000 | 42,312,000 | 42,196,000 |
| Total loans | 4,836,000 | 4,991,000 | 4,930,000 | 4,876,000 |
| Allowance for loan losses | 186,000 | 190,000 | 192,000 | 202,000 |
| Securities available for sale | 10,967,000 | 10,017,000 | 8,022,000 | 6,522,000 |
| Securities held to maturity | 10,159,000 | 10,652,000 | 13,682,000 | 14,677,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,127,000 | 36,298,000 | 38,077,000 | 37,924,000 |
| Interest-bearing deposits | 17,969,000 | 17,095,000 | 16,871,000 | 17,593,000 |
| Noninterest-bearing deposits | 19,158,000 | 19,203,000 | 21,206,000 | 20,331,000 |
| Equity capital | 4,010,000 | 4,137,000 | 4,222,000 | 4,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 528,000 | 810,000 | 1,078,000 |
| Interest expense | 13,000 | 26,000 | 39,000 | 52,000 |
| Net interest income | 249,000 | 502,000 | 771,000 | 1,026,000 |
| Noninterest income | 17,000 | 35,000 | 56,000 | 80,000 |
| Noninterest expense | 158,000 | 324,000 | 492,000 | 700,000 |
| Provision for loan losses | 5,000 | 10,000 | 20,000 | 30,000 |
| Pretax income | 103,000 | 203,000 | 315,000 | 376,000 |
| Income tax | 22,000 | 43,000 | 66,000 | 79,000 |
| Net income | 81,000 | 160,000 | 249,000 | 297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,030,000 | 4,109,000 | 4,198,000 | 4,246,000 |
| Total capital | 4,098,000 | 4,181,000 | 4,267,000 | 4,317,000 |
| Risk-weighted assets | 5,316,000 | 5,635,000 | 5,433,000 | 5,513,000 |