Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 29,964,000 | 30,249,000 | 32,182,000 | 32,497,000 |
| Total loans | 5,837,000 | 5,942,000 | 5,997,000 | 5,682,000 |
| Allowance for loan losses | 166,000 | 171,000 | 173,000 | 179,000 |
| Securities available for sale | 8,028,000 | 7,128,000 | 9,102,000 | 9,020,000 |
| Securities held to maturity | 4,501,000 | 4,954,000 | 4,942,000 | 4,950,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,403,000 | 26,597,000 | 28,526,000 | 28,881,000 |
| Interest-bearing deposits | 11,329,000 | 10,718,000 | 11,667,000 | 12,840,000 |
| Noninterest-bearing deposits | 15,074,000 | 15,879,000 | 16,859,000 | 16,041,000 |
| Equity capital | 3,553,000 | 3,623,000 | 3,639,000 | 3,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 190,000 | 375,000 | 575,000 | 759,000 |
| Interest expense | 9,000 | 17,000 | 25,000 | 35,000 |
| Net interest income | 181,000 | 358,000 | 550,000 | 724,000 |
| Noninterest income | 22,000 | 40,000 | 55,000 | 71,000 |
| Noninterest expense | 147,000 | 295,000 | 443,000 | 617,000 |
| Provision for loan losses | 4,000 | 9,000 | 15,000 | 20,000 |
| Pretax income | 52,000 | 94,000 | 147,000 | 158,000 |
| Income tax | 15,000 | 26,000 | 41,000 | 42,000 |
| Net income | 37,000 | 68,000 | 106,000 | 116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,540,000 | 3,571,000 | 3,609,000 | 3,619,000 |
| Total capital | 3,628,000 | 3,664,000 | 3,703,000 | 3,705,000 |
| Risk-weighted assets | 6,936,000 | 7,371,000 | 7,469,000 | 6,797,000 |