Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 29,044,000 | 29,314,000 | 29,669,000 | 30,574,000 |
| Total loans | 5,586,000 | 6,043,000 | 6,095,000 | 5,640,000 |
| Allowance for loan losses | 158,000 | 161,000 | 166,000 | 162,000 |
| Securities available for sale | 8,554,000 | 8,034,000 | 7,053,000 | 7,981,000 |
| Securities held to maturity | 3,008,000 | 2,996,000 | 2,986,000 | 3,488,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,559,000 | 25,823,000 | 26,112,000 | 27,081,000 |
| Interest-bearing deposits | 10,432,000 | 10,507,000 | 10,965,000 | 11,584,000 |
| Noninterest-bearing deposits | 15,127,000 | 15,316,000 | 15,147,000 | 15,497,000 |
| Equity capital | 3,457,000 | 3,472,000 | 3,525,000 | 3,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 177,000 | 351,000 | 539,000 | 724,000 |
| Interest expense | 8,000 | 16,000 | 24,000 | 32,000 |
| Net interest income | 169,000 | 335,000 | 515,000 | 692,000 |
| Noninterest income | 21,000 | 42,000 | 67,000 | 85,000 |
| Noninterest expense | 152,000 | 308,000 | 454,000 | 625,000 |
| Provision for loan losses | 0 | 5,000 | 10,000 | 10,000 |
| Pretax income | 38,000 | 64,000 | 118,000 | 142,000 |
| Income tax | 10,000 | 16,000 | 31,000 | 37,000 |
| Net income | 28,000 | 48,000 | 87,000 | 105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,426,000 | 3,446,000 | 3,485,000 | 3,503,000 |
| Total capital | 3,510,000 | 3,535,000 | 3,581,000 | 3,593,000 |
| Risk-weighted assets | 6,685,000 | 7,042,000 | 7,608,000 | 7,134,000 |