Call reports 2014
FARMERS STATE BANK — 2014
What FARMERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 26,487,000 | 26,053,000 | 29,147,000 | 30,257,000 |
| Total loans | 5,350,000 | 5,995,000 | 5,884,000 | 5,312,000 |
| Allowance for loan losses | 161,000 | 153,000 | 155,000 | 158,000 |
| Securities available for sale | 6,046,000 | 6,550,000 | 7,522,000 | 7,525,000 |
| Securities held to maturity | 2,887,000 | 3,366,000 | 2,841,000 | 3,319,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,114,000 | 22,629,000 | 25,711,000 | 26,831,000 |
| Interest-bearing deposits | 9,969,000 | 10,013,000 | 10,913,000 | 11,178,000 |
| Noninterest-bearing deposits | 13,145,000 | 12,616,000 | 14,798,000 | 15,653,000 |
| Equity capital | 3,359,000 | 3,396,000 | 3,404,000 | 3,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 169,000 | 339,000 | 528,000 | 708,000 |
| Interest expense | 8,000 | 15,000 | 23,000 | 31,000 |
| Net interest income | 161,000 | 324,000 | 505,000 | 677,000 |
| Noninterest income | 22,000 | 48,000 | 75,000 | 106,000 |
| Noninterest expense | 159,000 | 304,000 | 472,000 | 665,000 |
| Provision for loan losses | 4,000 | 8,000 | 13,000 | 18,000 |
| Pretax income | 20,000 | 60,000 | 94,000 | 99,000 |
| Income tax | 4,000 | 15,000 | 23,000 | 22,000 |
| Net income | 16,000 | 45,000 | 71,000 | 77,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,337,000 | 3,366,000 | 3,392,000 | 3,398,000 |
| Total capital | 3,414,000 | 3,447,000 | 3,478,000 | 3,479,000 |
| Risk-weighted assets | 6,061,000 | 6,377,000 | 6,791,000 | 6,429,000 |