Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 24,520,000 | 24,986,000 | 28,393,000 | 27,863,000 |
| Total loans | 5,176,000 | 5,620,000 | 5,396,000 | 5,161,000 |
| Allowance for loan losses | 146,000 | 149,000 | 157,000 | 157,000 |
| Securities available for sale | 5,142,000 | 5,079,000 | 6,080,000 | 6,053,000 |
| Securities held to maturity | 3,465,000 | 2,919,000 | 3,421,000 | 3,402,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,133,000 | 21,640,000 | 25,017,000 | 24,509,000 |
| Interest-bearing deposits | 8,656,000 | 8,958,000 | 10,293,000 | 10,377,000 |
| Noninterest-bearing deposits | 12,477,000 | 12,682,000 | 14,724,000 | 14,132,000 |
| Equity capital | 3,346,000 | 3,328,000 | 3,351,000 | 3,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 167,000 | 318,000 | 483,000 | 644,000 |
| Interest expense | 6,000 | 13,000 | 20,000 | 28,000 |
| Net interest income | 161,000 | 305,000 | 463,000 | 616,000 |
| Noninterest income | 24,000 | 52,000 | 77,000 | 107,000 |
| Noninterest expense | 155,000 | 310,000 | 460,000 | 625,000 |
| Provision for loan losses | 4,000 | 7,000 | 15,000 | 20,000 |
| Pretax income | 26,000 | 40,000 | 65,000 | 78,000 |
| Income tax | 6,000 | 8,000 | 13,000 | 15,000 |
| Net income | 20,000 | 32,000 | 52,000 | 63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,278,000 | 3,290,000 | 3,310,000 | 3,321,000 |
| Total capital | 3,351,000 | 3,370,000 | 3,389,000 | 3,396,000 |
| Risk-weighted assets | 5,789,000 | 6,332,000 | 6,249,000 | 5,955,000 |