Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 23,570,000 | 23,334,000 | 24,682,000 | 25,047,000 |
| Total loans | 5,215,000 | 5,779,000 | 5,582,000 | 5,307,000 |
| Allowance for loan losses | 151,000 | 156,000 | 161,000 | 157,000 |
| Securities available for sale | 7,262,000 | 5,199,000 | 5,183,000 | 4,656,000 |
| Securities held to maturity | 2,809,000 | 2,801,000 | 2,746,000 | 2,988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,177,000 | 19,938,000 | 21,271,000 | 21,664,000 |
| Interest-bearing deposits | 8,372,000 | 8,172,000 | 8,728,000 | 8,740,000 |
| Noninterest-bearing deposits | 11,805,000 | 11,766,000 | 12,543,000 | 12,924,000 |
| Equity capital | 3,341,000 | 3,352,000 | 3,362,000 | 3,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 178,000 | 338,000 | 513,000 | 672,000 |
| Interest expense | 7,000 | 14,000 | 20,000 | 27,000 |
| Net interest income | 171,000 | 324,000 | 493,000 | 645,000 |
| Noninterest income | 22,000 | 49,000 | 75,000 | 98,000 |
| Noninterest expense | 173,000 | 337,000 | 500,000 | 678,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 15,000 |
| Pretax income | 27,000 | 41,000 | 68,000 | 65,000 |
| Income tax | 6,000 | 8,000 | 14,000 | 11,000 |
| Net income | 21,000 | 33,000 | 54,000 | 54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,227,000 | 3,239,000 | 3,260,000 | 3,260,000 |
| Total capital | 3,292,000 | 3,313,000 | 3,332,000 | 3,327,000 |
| Risk-weighted assets | 5,120,000 | 5,833,000 | 5,632,000 | 5,257,000 |