Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 20,406,000 | 19,753,000 | 23,385,000 | 24,792,000 |
| Total loans | 5,514,000 | 5,614,000 | 5,508,000 | 5,139,000 |
| Allowance for loan losses | 165,000 | 170,000 | 155,000 | 146,000 |
| Securities available for sale | 7,742,000 | 7,793,000 | 7,837,000 | 7,808,000 |
| Securities held to maturity | 3,319,000 | 3,316,000 | 3,316,000 | 2,808,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,081,000 | 16,384,000 | 19,935,000 | 21,362,000 |
| Interest-bearing deposits | 7,846,000 | 7,632,000 | 7,974,000 | 8,715,000 |
| Noninterest-bearing deposits | 9,235,000 | 8,752,000 | 11,961,000 | 12,647,000 |
| Equity capital | 3,278,000 | 3,318,000 | 3,372,000 | 3,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 181,000 | 350,000 | 534,000 | 704,000 |
| Interest expense | 8,000 | 14,000 | 20,000 | 26,000 |
| Net interest income | 173,000 | 336,000 | 514,000 | 678,000 |
| Noninterest income | 24,000 | 45,000 | 67,000 | 93,000 |
| Noninterest expense | 166,000 | 339,000 | 516,000 | 698,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 20,000 |
| Pretax income | 28,000 | 34,000 | 62,000 | 65,000 |
| Income tax | 7,000 | 6,000 | 12,000 | 11,000 |
| Net income | 21,000 | 28,000 | 50,000 | 54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,173,000 | 3,180,000 | 3,202,000 | 3,206,000 |
| Total capital | 3,250,000 | 3,257,000 | 3,286,000 | 3,270,000 |
| Risk-weighted assets | 6,061,000 | 6,048,000 | 6,684,000 | 5,009,000 |