Call reports 2009
FARMERS STATE BANK — 2009
What FARMERS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 18,118,000 | 18,909,000 | 20,024,000 | 20,776,000 |
| Total loans | 5,902,000 | 6,234,000 | 5,829,000 | 5,002,000 |
| Allowance for loan losses | 177,000 | 177,000 | 182,000 | 180,000 |
| Securities available for sale | 7,470,000 | 7,360,000 | 8,868,000 | 8,795,000 |
| Securities held to maturity | 2,246,000 | 2,239,000 | 1,730,000 | 2,222,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,687,000 | 15,610,000 | 16,668,000 | 17,497,000 |
| Interest-bearing deposits | 6,609,000 | 6,553,000 | 7,281,000 | 7,707,000 |
| Noninterest-bearing deposits | 8,078,000 | 9,057,000 | 9,387,000 | 9,790,000 |
| Equity capital | 3,293,000 | 3,240,000 | 3,263,000 | 3,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 219,000 | 428,000 | 650,000 | 844,000 |
| Interest expense | 9,000 | 17,000 | 26,000 | 35,000 |
| Net interest income | 210,000 | 411,000 | 624,000 | 809,000 |
| Noninterest income | 22,000 | 46,000 | 70,000 | 93,000 |
| Noninterest expense | 180,000 | 370,000 | 559,000 | 749,000 |
| Provision for loan losses | 5,000 | 8,000 | 13,000 | 21,000 |
| Pretax income | 47,000 | 79,000 | 114,000 | 124,000 |
| Income tax | 14,000 | 22,000 | 32,000 | 32,000 |
| Net income | 33,000 | 57,000 | 82,000 | 92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,037,000 | 3,061,000 | 3,070,000 | 3,080,000 |
| Total capital | 3,119,000 | 3,149,000 | 3,153,000 | 3,156,000 |
| Risk-weighted assets | 6,446,000 | 6,962,000 | 6,509,000 | 5,937,000 |