Call reports 2007
FARMERS STATE BANK — 2007
What FARMERS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 17,715,000 | 18,874,000 | 19,062,000 | 18,073,000 |
| Total loans | 5,658,000 | 5,956,000 | 5,901,000 | 5,648,000 |
| Allowance for loan losses | 153,000 | 168,000 | 172,000 | 174,000 |
| Securities available for sale | 6,438,000 | 6,412,000 | 7,042,000 | 6,591,000 |
| Securities held to maturity | 1,200,000 | 1,200,000 | 1,686,000 | 2,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,941,000 | 16,095,000 | 16,105,000 | 15,098,000 |
| Interest-bearing deposits | 6,068,000 | 5,724,000 | 5,758,000 | 5,730,000 |
| Noninterest-bearing deposits | 8,873,000 | 10,371,000 | 10,347,000 | 9,368,000 |
| Equity capital | 2,752,000 | 2,774,000 | 2,904,000 | 2,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 250,000 | 496,000 | 761,000 | 1,019,000 |
| Interest expense | 12,000 | 23,000 | 34,000 | 45,000 |
| Net interest income | 238,000 | 473,000 | 727,000 | 974,000 |
| Noninterest income | 19,000 | 38,000 | 58,000 | 74,000 |
| Noninterest expense | 179,000 | 349,000 | 533,000 | 785,000 |
| Provision for loan losses | 0 | 15,000 | 35,000 | 40,000 |
| Pretax income | 78,000 | 147,000 | 217,000 | 223,000 |
| Income tax | 24,000 | 44,000 | 65,000 | 64,000 |
| Net income | 54,000 | 103,000 | 152,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,772,000 | 2,821,000 | 2,870,000 | 2,877,000 |
| Total capital | 2,856,000 | 2,912,000 | 2,957,000 | 2,959,000 |
| Risk-weighted assets | 6,666,000 | 7,177,000 | 6,911,000 | 6,460,000 |