Call reports 2006
FARMERS STATE BANK — 2006
What FARMERS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 16,432,000 | 15,987,000 | 17,041,000 | 18,683,000 |
| Total loans | 5,952,000 | 6,254,000 | 6,391,000 | 6,068,000 |
| Allowance for loan losses | 141,000 | 151,000 | 143,000 | 158,000 |
| Securities available for sale | 4,863,000 | 4,885,000 | 5,431,000 | 5,438,000 |
| Securities held to maturity | 1,201,000 | 1,201,000 | 1,200,000 | 1,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,860,000 | 13,403,000 | 14,355,000 | 15,960,000 |
| Interest-bearing deposits | 6,129,000 | 5,780,000 | 5,980,000 | 6,093,000 |
| Noninterest-bearing deposits | 7,731,000 | 7,623,000 | 8,375,000 | 9,867,000 |
| Equity capital | 2,560,000 | 2,582,000 | 2,649,000 | 2,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 212,000 | 413,000 | 638,000 | 881,000 |
| Interest expense | 10,000 | 22,000 | 33,000 | 44,000 |
| Net interest income | 202,000 | 391,000 | 605,000 | 837,000 |
| Noninterest income | 20,000 | 43,000 | 63,000 | 86,000 |
| Noninterest expense | 169,000 | 342,000 | 513,000 | 714,000 |
| Provision for loan losses | 5,000 | 15,000 | 25,000 | 40,000 |
| Pretax income | 48,000 | 77,000 | 130,000 | 169,000 |
| Income tax | 13,000 | 20,000 | 35,000 | 46,000 |
| Net income | 35,000 | 57,000 | 95,000 | 123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,630,000 | 2,652,000 | 2,690,000 | 2,718,000 |
| Total capital | 2,704,000 | 2,741,000 | 2,782,000 | 2,811,000 |
| Risk-weighted assets | 6,828,000 | 7,068,000 | 7,325,000 | 7,365,000 |