Call reports 2003
FARMERS STATE BANK — 2003
What FARMERS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 12,840,000 | 13,536,000 | 15,073,000 | 15,308,000 |
| Total loans | 5,795,000 | 6,638,000 | 6,544,000 | 5,969,000 |
| Allowance for loan losses | 152,000 | 157,000 | 150,000 | 139,000 |
| Securities available for sale | 3,890,000 | 3,930,000 | 3,867,000 | 4,335,000 |
| Securities held to maturity | 200,000 | 201,000 | 201,000 | 201,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,408,000 | 11,077,000 | 12,622,000 | 12,870,000 |
| Interest-bearing deposits | 5,344,000 | 5,297,000 | 5,837,000 | 5,940,000 |
| Noninterest-bearing deposits | 5,064,000 | 5,780,000 | 6,785,000 | 6,930,000 |
| Equity capital | 2,417,000 | 2,452,000 | 2,446,000 | 2,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 180,000 | 361,000 | 546,000 | 723,000 |
| Interest expense | 10,000 | 17,000 | 23,000 | 28,000 |
| Net interest income | 170,000 | 344,000 | 523,000 | 695,000 |
| Noninterest income | 18,000 | 40,000 | 58,000 | 81,000 |
| Noninterest expense | 166,000 | 332,000 | 513,000 | 703,000 |
| Provision for loan losses | 0 | 5,000 | 20,000 | 30,000 |
| Pretax income | 22,000 | 47,000 | 65,000 | 60,000 |
| Income tax | 6,000 | 11,000 | 15,000 | 13,000 |
| Net income | 16,000 | 36,000 | 50,000 | 47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,394,000 | 2,414,000 | 2,434,000 | 2,437,000 |
| Total capital | 2,474,000 | 2,504,000 | 2,527,000 | 2,524,000 |
| Risk-weighted assets | 6,290,000 | 7,168,000 | 7,415,000 | 6,905,000 |