Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 12,539,000 | 13,157,000 | 14,261,000 | 13,258,000 |
| Total loans | 5,837,000 | 6,312,000 | 6,091,000 | 5,729,000 |
| Allowance for loan losses | 165,000 | 168,000 | 163,000 | 159,000 |
| Securities available for sale | 3,872,000 | 3,409,000 | 3,938,000 | 3,911,000 |
| Securities held to maturity | 399,000 | 400,000 | 400,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,198,000 | 10,794,000 | 11,820,000 | 10,835,000 |
| Interest-bearing deposits | 5,527,000 | 5,443,000 | 5,402,000 | 5,197,000 |
| Noninterest-bearing deposits | 4,671,000 | 5,351,000 | 6,418,000 | 5,638,000 |
| Equity capital | 2,314,000 | 2,363,000 | 2,416,000 | 2,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 201,000 | 404,000 | 607,000 | 805,000 |
| Interest expense | 28,000 | 50,000 | 66,000 | 76,000 |
| Net interest income | 173,000 | 354,000 | 541,000 | 729,000 |
| Noninterest income | 42,000 | 60,000 | 80,000 | 101,000 |
| Noninterest expense | 164,000 | 335,000 | 497,000 | 706,000 |
| Provision for loan losses | 15,000 | 20,000 | 30,000 | 35,000 |
| Pretax income | 36,000 | 59,000 | 94,000 | 100,000 |
| Income tax | 10,000 | 15,000 | 24,000 | 22,000 |
| Net income | 26,000 | 44,000 | 70,000 | 78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,338,000 | 2,356,000 | 2,382,000 | 2,378,000 |
| Total capital | 2,416,000 | 2,442,000 | 2,467,000 | 2,458,000 |
| Risk-weighted assets | 6,174,000 | 6,790,000 | 6,759,000 | 6,347,000 |