Call reports 2001
FARMERS STATE BANK — 2001
What FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 11,914,000 | 12,177,000 | 14,069,000 | 13,243,000 |
| Total loans | 6,324,000 | 6,714,000 | 6,485,000 | 6,074,000 |
| Allowance for loan losses | 173,000 | 178,000 | 188,000 | 176,000 |
| Securities available for sale | 2,945,000 | 2,540,000 | 3,566,000 | 3,586,000 |
| Securities held to maturity | 402,000 | 399,000 | 399,000 | 399,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,612,000 | 9,887,000 | 11,694,000 | 10,929,000 |
| Interest-bearing deposits | 5,154,000 | 5,209,000 | 5,900,000 | 5,707,000 |
| Noninterest-bearing deposits | 4,458,000 | 4,678,000 | 5,794,000 | 5,222,000 |
| Equity capital | 2,263,000 | 2,290,000 | 2,328,000 | 2,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 247,000 | 492,000 | 739,000 | 993,000 |
| Interest expense | 40,000 | 79,000 | 122,000 | 155,000 |
| Net interest income | 207,000 | 413,000 | 617,000 | 838,000 |
| Noninterest income | 15,000 | 34,000 | 50,000 | 71,000 |
| Noninterest expense | 175,000 | 347,000 | 516,000 | 722,000 |
| Provision for loan losses | 0 | 10,000 | 20,000 | 25,000 |
| Pretax income | 47,000 | 90,000 | 131,000 | 174,000 |
| Income tax | 14,000 | 27,000 | 38,000 | 51,000 |
| Net income | 33,000 | 63,000 | 93,000 | 123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,239,000 | 2,269,000 | 2,299,000 | 2,312,000 |
| Total capital | 2,324,000 | 2,360,000 | 2,390,000 | 2,395,000 |
| Risk-weighted assets | 6,714,000 | 7,165,000 | 7,158,000 | 6,552,000 |