Call reports 2010
CITIZENS STATE BANK OF CORTEZ, THE — 2010
What CITIZENS STATE BANK OF CORTEZ, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 85,220,000 | 83,754,000 | 84,143,000 | 79,649,000 |
| Total loans | 57,763,000 | 57,962,000 | 57,596,000 | 56,963,000 |
| Allowance for loan losses | 968,000 | 1,089,000 | 1,123,000 | 1,482,000 |
| Securities available for sale | 13,785,000 | 11,170,000 | 11,186,000 | 11,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,440,000 | 69,600,000 | 69,581,000 | 69,050,000 |
| Interest-bearing deposits | 49,159,000 | 49,357,000 | 47,580,000 | 46,112,000 |
| Noninterest-bearing deposits | 21,281,000 | 20,243,000 | 22,001,000 | 22,938,000 |
| Equity capital | 8,492,000 | 8,452,000 | 8,594,000 | 8,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 935,000 | 1,809,000 | 2,683,000 | 3,469,000 |
| Interest expense | 239,000 | 473,000 | 689,000 | 876,000 |
| Net interest income | 696,000 | 1,336,000 | 1,994,000 | 2,593,000 |
| Noninterest income | 196,000 | 453,000 | 664,000 | 843,000 |
| Noninterest expense | 608,000 | 1,332,000 | 1,935,000 | 2,520,000 |
| Provision for loan losses | 0 | 212,000 | 267,000 | 767,000 |
| Pretax income | 284,000 | 279,000 | 490,000 | 183,000 |
| Income tax | 107,000 | 100,000 | 178,000 | -64,000 |
| Net income | 177,000 | 179,000 | 312,000 | 247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,437,000 | 8,437,000 | 8,572,000 | 8,509,000 |
| Total capital | 9,141,000 | 9,143,000 | 9,279,000 | 9,192,000 |
| Risk-weighted assets | 55,773,000 | 56,083,000 | 56,102,000 | 53,898,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS STATE BANK OF CORTEZ, THE — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.