Call reports 2005
BANK OF CANEYVILLE — 2005
What BANK OF CANEYVILLE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 45,682,000 | 44,958,000 | 44,371,000 | 43,673,000 |
| Total loans | 16,524,000 | 16,165,000 | 16,705,000 | 16,074,000 |
| Allowance for loan losses | 244,000 | 243,000 | 238,000 | 215,000 |
| Securities available for sale | 9,954,000 | 10,905,000 | 10,483,000 | 10,389,000 |
| Securities held to maturity | 14,526,000 | 14,506,000 | 14,596,000 | 14,592,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,947,000 | 39,666,000 | 37,796,000 | 37,005,000 |
| Interest-bearing deposits | 35,430,000 | 32,709,000 | 31,117,000 | 30,031,000 |
| Noninterest-bearing deposits | 6,517,000 | 6,957,000 | 6,679,000 | 6,974,000 |
| Equity capital | 3,383,000 | 3,679,000 | 3,726,000 | 3,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 594,000 | 1,225,000 | 1,857,000 | 2,496,000 |
| Interest expense | 239,000 | 464,000 | 689,000 | 943,000 |
| Net interest income | 355,000 | 761,000 | 1,168,000 | 1,553,000 |
| Noninterest income | 32,000 | 66,000 | 100,000 | 130,000 |
| Noninterest expense | 267,000 | 519,000 | 721,000 | 1,034,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 120,000 | 308,000 | 547,000 | 649,000 |
| Income tax | 0 | -8,000 | -8,000 | -27,000 |
| Net income | 120,000 | 316,000 | 555,000 | 676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,528,000 | 3,674,000 | 3,843,000 | 3,908,000 |
| Total capital | 3,764,000 | 3,907,000 | 4,079,000 | 4,123,000 |
| Risk-weighted assets | 18,887,000 | 18,646,000 | 18,875,000 | 18,361,000 |