Call reports 2004
BANK OF CANEYVILLE — 2004
What BANK OF CANEYVILLE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 43,533,000 | 45,620,000 | 46,164,000 | 46,292,000 |
| Total loans | 15,673,000 | 16,309,000 | 16,157,000 | 16,265,000 |
| Allowance for loan losses | 253,000 | 253,000 | 249,000 | 236,000 |
| Securities available for sale | 9,967,000 | 10,240,000 | 10,676,000 | 10,345,000 |
| Securities held to maturity | 11,992,000 | 13,676,000 | 13,876,000 | 13,480,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,983,000 | 41,208,000 | 42,565,000 | 42,680,000 |
| Interest-bearing deposits | 33,342,000 | 35,128,000 | 35,950,000 | 35,860,000 |
| Noninterest-bearing deposits | 5,641,000 | 6,080,000 | 6,615,000 | 6,820,000 |
| Equity capital | 3,465,000 | 3,314,000 | 3,512,000 | 3,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 603,000 | 1,205,000 | 1,816,000 | 2,431,000 |
| Interest expense | 247,000 | 494,000 | 751,000 | 1,007,000 |
| Net interest income | 356,000 | 711,000 | 1,065,000 | 1,424,000 |
| Noninterest income | 30,000 | 66,000 | 100,000 | 143,000 |
| Noninterest expense | 237,000 | 471,000 | 698,000 | 1,008,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 149,000 | 306,000 | 467,000 | 559,000 |
| Income tax | 0 | 31,000 | 31,000 | 59,000 |
| Net income | 149,000 | 275,000 | 436,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,397,000 | 3,473,000 | 3,534,000 | 3,528,000 |
| Total capital | 3,627,000 | 3,712,000 | 3,774,000 | 3,764,000 |
| Risk-weighted assets | 18,340,000 | 19,083,000 | 19,162,000 | 19,012,000 |