Call reports 2003
BANK OF CANEYVILLE — 2003
What BANK OF CANEYVILLE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 40,802,000 | 41,365,000 | 42,065,000 | 44,712,000 |
| Total loans | 16,739,000 | 16,881,000 | 16,631,000 | 16,004,000 |
| Allowance for loan losses | 265,000 | 263,000 | 260,000 | 254,000 |
| Securities available for sale | 8,275,000 | 8,295,000 | 9,126,000 | 10,293,000 |
| Securities held to maturity | 11,944,000 | 12,945,000 | 13,294,000 | 14,530,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,533,000 | 37,990,000 | 38,637,000 | 39,324,000 |
| Interest-bearing deposits | 31,922,000 | 32,287,000 | 32,806,000 | 33,277,000 |
| Noninterest-bearing deposits | 5,611,000 | 5,703,000 | 5,831,000 | 6,047,000 |
| Equity capital | 3,110,000 | 3,239,000 | 3,307,000 | 3,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 583,000 | 1,182,000 | 1,781,000 | 2,395,000 |
| Interest expense | 259,000 | 526,000 | 790,000 | 1,047,000 |
| Net interest income | 324,000 | 656,000 | 991,000 | 1,348,000 |
| Noninterest income | 30,000 | 66,000 | 99,000 | 131,000 |
| Noninterest expense | 205,000 | 399,000 | 598,000 | 921,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 149,000 | 323,000 | 492,000 | 558,000 |
| Income tax | 50,000 | 108,000 | 164,000 | 186,000 |
| Net income | 99,000 | 215,000 | 328,000 | 372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,060,000 | 3,176,000 | 3,289,000 | 3,248,000 |
| Total capital | 3,285,000 | 3,403,000 | 3,523,000 | 3,480,000 |
| Risk-weighted assets | 17,987,000 | 18,147,000 | 18,657,000 | 18,568,000 |