Call reports 2005
MARQUETTE SAVINGS BANK — 2005
What MARQUETTE SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 477,006,000 | 476,001,000 | 475,867,000 | 477,202,000 |
| Total loans | 217,727,000 | 226,639,000 | 238,944,000 | 249,734,000 |
| Allowance for loan losses | 286,000 | 335,000 | 350,000 | 385,000 |
| Securities available for sale | 128,421,000 | 117,969,000 | 106,766,000 | 97,686,000 |
| Securities held to maturity | 96,205,000 | 95,838,000 | 94,405,000 | 93,086,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,157,000 | 397,121,000 | 391,322,000 | 392,017,000 |
| Interest-bearing deposits | 391,614,000 | 390,081,000 | 384,472,000 | 384,723,000 |
| Noninterest-bearing deposits | 7,543,000 | 7,040,000 | 6,850,000 | 7,294,000 |
| Equity capital | 76,323,000 | 77,531,000 | 78,058,000 | 78,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,214,000 | 10,473,000 | 15,817,000 | 21,262,000 |
| Interest expense | 2,439,000 | 5,056,000 | 7,857,000 | 10,885,000 |
| Net interest income | 2,775,000 | 5,417,000 | 7,960,000 | 10,377,000 |
| Noninterest income | 119,000 | 242,000 | 364,000 | 476,000 |
| Noninterest expense | 1,465,000 | 2,922,000 | 4,387,000 | 5,980,000 |
| Provision for loan losses | -12,000 | 37,000 | 72,000 | 107,000 |
| Pretax income | 1,441,000 | 2,714,000 | 3,879,000 | 4,780,000 |
| Income tax | 505,000 | 950,000 | 1,358,000 | 1,595,000 |
| Net income | 936,000 | 1,764,000 | 2,521,000 | 3,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,667,000 | 78,500,000 | 79,254,000 | 79,915,000 |
| Total capital | 77,953,000 | 78,835,000 | 79,604,000 | 80,300,000 |
| Risk-weighted assets | 227,469,000 | 229,407,000 | 230,452,000 | 230,257,000 |