Call reports 2001
SOUTHERN COMMUNITY BANK OF CENTRAL FLORIDA — 2001
What SOUTHERN COMMUNITY BANK OF CENTRAL FLORIDA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 224,711,000 | 248,129,000 | 270,168,000 | 298,761,000 |
| Total loans | 159,033,000 | 190,813,000 | 212,699,000 | 247,065,000 |
| Allowance for loan losses | 2,003,000 | 2,404,000 | 2,600,000 | 3,063,000 |
| Securities available for sale | 13,063,000 | 18,382,000 | 25,565,000 | 30,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,849,000 | 225,876,000 | 247,535,000 | 276,409,000 |
| Interest-bearing deposits | 182,473,000 | 201,740,000 | 220,321,000 | 247,840,000 |
| Noninterest-bearing deposits | 24,376,000 | 24,136,000 | 27,214,000 | 28,569,000 |
| Equity capital | 16,722,000 | 21,181,000 | 21,395,000 | 21,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,261,000 | 8,641,000 | 13,373,000 | 18,162,000 |
| Interest expense | 2,396,000 | 5,051,000 | 7,942,000 | 11,010,000 |
| Net interest income | 1,865,000 | 3,590,000 | 5,431,000 | 7,152,000 |
| Noninterest income | 163,000 | 367,000 | 573,000 | 809,000 |
| Noninterest expense | 1,399,000 | 2,949,000 | 4,622,000 | 6,396,000 |
| Provision for loan losses | 208,000 | 621,000 | 917,000 | 1,494,000 |
| Pretax income | 817,000 | 846,000 | 924,000 | 689,000 |
| Income tax | 294,000 | 304,000 | 333,000 | 245,000 |
| Net income | 523,000 | 542,000 | 591,000 | 444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,527,000 | 21,046,000 | 21,096,000 | 20,949,000 |
| Total capital | 18,530,000 | 23,450,000 | 23,696,000 | 24,012,000 |
| Risk-weighted assets | 190,217,000 | 219,788,000 | 242,266,000 | 279,324,000 |