Call reports 2025
FIRST INTERNATIONAL BANK AND TRUST — 2025
What FIRST INTERNATIONAL BANK AND TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 5,474,581,000 | 5,495,895,000 | 5,680,943,000 | 6,161,111,000 |
| Total loans | 4,361,393,000 | 4,561,723,000 | 4,651,986,000 | 4,729,502,000 |
| Allowance for loan losses | 46,295,000 | 47,836,000 | 49,033,000 | 51,764,000 |
| Securities available for sale | 577,090,000 | 583,144,000 | 584,831,000 | 595,981,000 |
| Securities held to maturity | 690,000 | 525,000 | 525,000 | 525,000 |
| Trading assets | 2,127,000 | 3,271,000 | 1,643,000 | 1,537,000 |
| Total deposits | 4,863,199,000 | 4,804,672,000 | 4,998,240,000 | 5,455,407,000 |
| Interest-bearing deposits | 3,693,914,000 | 3,673,748,000 | 3,738,549,000 | 3,821,100,000 |
| Noninterest-bearing deposits | 1,169,285,000 | 1,130,924,000 | 1,259,691,000 | 1,634,307,000 |
| Equity capital | 473,411,000 | 466,948,000 | 485,554,000 | 510,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 76,436,000 | 154,458,000 | 236,919,000 | 320,380,000 |
| Interest expense | 24,431,000 | 49,227,000 | 75,733,000 | 101,740,000 |
| Net interest income | 52,005,000 | 105,231,000 | 161,186,000 | 218,640,000 |
| Noninterest income | 13,626,000 | 27,161,000 | 41,679,000 | 54,569,000 |
| Noninterest expense | 42,895,000 | 86,911,000 | 134,461,000 | 181,810,000 |
| Provision for loan losses | 950,000 | 2,590,000 | 5,890,000 | 8,040,000 |
| Pretax income | 21,660,000 | 42,957,000 | 62,762,000 | 83,687,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 30,946,000 | 52,243,000 | 72,075,000 | 95,774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 524,928,000 | 514,047,000 | 522,823,000 | 542,421,000 |
| Total capital | 572,418,000 | 563,088,000 | 573,061,000 | 595,390,000 |
| Risk-weighted assets | 4,470,555,000 | 4,669,334,000 | 4,806,368,000 | 4,942,642,000 |