Call reports 2024
FIRST INTERNATIONAL BANK AND TRUST — 2024
What FIRST INTERNATIONAL BANK AND TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 5,188,891,000 | 5,399,613,000 | 5,381,242,000 | 5,453,117,000 |
| Total loans | 4,311,279,000 | 4,444,404,000 | 4,440,440,000 | 4,386,598,000 |
| Allowance for loan losses | 48,009,000 | 46,730,000 | 44,988,000 | 45,399,000 |
| Securities available for sale | 535,688,000 | 539,374,000 | 570,874,000 | 555,599,000 |
| Securities held to maturity | 855,000 | 690,000 | 690,000 | 690,000 |
| Trading assets | 2,170,000 | 2,883,000 | 2,114,000 | 2,032,000 |
| Total deposits | 4,633,996,000 | 4,835,905,000 | 4,783,075,000 | 4,857,071,000 |
| Interest-bearing deposits | 3,591,635,000 | 3,697,902,000 | 3,590,191,000 | 3,554,653,000 |
| Noninterest-bearing deposits | 1,042,361,000 | 1,138,003,000 | 1,192,884,000 | 1,302,418,000 |
| Equity capital | 393,029,000 | 392,713,000 | 424,621,000 | 445,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 73,279,000 | 150,584,000 | 230,727,000 | 309,874,000 |
| Interest expense | 27,117,000 | 56,120,000 | 85,610,000 | 111,286,000 |
| Net interest income | 46,162,000 | 94,464,000 | 145,117,000 | 198,588,000 |
| Noninterest income | 14,366,000 | 29,357,000 | 45,310,000 | 59,308,000 |
| Noninterest expense | 39,270,000 | 80,115,000 | 124,245,000 | 173,093,000 |
| Provision for loan losses | 2,025,000 | 3,225,000 | 3,225,000 | 4,555,000 |
| Pretax income | 19,212,000 | 40,429,000 | 62,946,000 | 76,012,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 19,212,000 | 40,429,000 | 62,946,000 | 101,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 447,359,000 | 450,734,000 | 465,510,000 | 501,058,000 |
| Total capital | 495,368,000 | 497,464,000 | 510,498,000 | 547,502,000 |
| Risk-weighted assets | 4,389,906,000 | 4,488,385,000 | 4,489,004,000 | 4,459,271,000 |