Call reports 2023
FIRST INTERNATIONAL BANK AND TRUST — 2023
What FIRST INTERNATIONAL BANK AND TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 4,876,751,000 | 4,998,298,000 | 5,028,858,000 | 5,171,412,000 |
| Total loans | 4,039,202,000 | 4,123,597,000 | 4,215,534,000 | 4,294,292,000 |
| Allowance for loan losses | 43,206,000 | 44,932,000 | 46,733,000 | 46,291,000 |
| Securities available for sale | 566,116,000 | 548,494,000 | 511,980,000 | 547,729,000 |
| Securities held to maturity | 1,015,000 | 855,000 | 855,000 | 855,000 |
| Trading assets | 1,348,000 | 1,282,000 | 2,146,000 | 2,365,000 |
| Total deposits | 4,308,584,000 | 4,291,693,000 | 4,323,272,000 | 4,520,077,000 |
| Interest-bearing deposits | 3,274,969,000 | 3,231,014,000 | 3,254,267,000 | 3,404,230,000 |
| Noninterest-bearing deposits | 1,033,615,000 | 1,060,679,000 | 1,069,005,000 | 1,115,847,000 |
| Equity capital | 363,097,000 | 355,328,000 | 339,655,000 | 386,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 62,068,000 | 126,865,000 | 195,639,000 | 267,653,000 |
| Interest expense | 16,113,000 | 36,321,000 | 59,624,000 | 85,236,000 |
| Net interest income | 45,955,000 | 90,544,000 | 136,015,000 | 182,417,000 |
| Noninterest income | 12,713,000 | 26,287,000 | 40,164,000 | 55,085,000 |
| Noninterest expense | 39,226,000 | 77,473,000 | 115,604,000 | 153,853,000 |
| Provision for loan losses | 150,000 | 1,850,000 | 4,550,000 | 5,850,000 |
| Pretax income | 19,296,000 | 37,517,000 | 56,038,000 | 77,818,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 19,296,000 | 37,517,000 | 56,038,000 | 77,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 416,581,000 | 416,566,000 | 426,850,000 | 435,638,000 |
| Total capital | 459,787,000 | 461,498,000 | 473,583,000 | 481,929,000 |
| Risk-weighted assets | 4,145,089,000 | 4,212,609,000 | 4,324,208,000 | 4,386,756,000 |