Call reports 2019
FIRST INTERNATIONAL BANK AND TRUST — 2019
What FIRST INTERNATIONAL BANK AND TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,958,853,000 | 3,109,994,000 | 3,184,771,000 | 3,466,051,000 |
| Total loans | 2,251,425,000 | 2,365,176,000 | 2,452,451,000 | 2,520,556,000 |
| Allowance for loan losses | 22,127,000 | 23,901,000 | 24,302,000 | 23,846,000 |
| Securities available for sale | 428,263,000 | 424,273,000 | 419,047,000 | 421,301,000 |
| Securities held to maturity | 7,805,000 | 7,561,000 | 7,561,000 | 7,061,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,656,336,000 | 2,691,551,000 | 2,797,419,000 | 3,058,706,000 |
| Interest-bearing deposits | 2,131,911,000 | 2,140,931,000 | 1,712,796,000 | 2,366,718,000 |
| Noninterest-bearing deposits | 524,425,000 | 550,620,000 | 1,084,623,000 | 691,988,000 |
| Equity capital | 263,777,000 | 297,075,000 | 307,967,000 | 318,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 34,920,000 | 71,558,000 | 110,013,000 | 148,877,000 |
| Interest expense | 4,407,000 | 9,701,000 | 15,520,000 | 21,741,000 |
| Net interest income | 30,513,000 | 61,857,000 | 94,493,000 | 127,136,000 |
| Noninterest income | 10,188,000 | 20,928,000 | 31,405,000 | 43,062,000 |
| Noninterest expense | 29,826,000 | 57,969,000 | 86,811,000 | 117,957,000 |
| Provision for loan losses | 1,550,000 | 4,100,000 | 4,850,000 | 5,050,000 |
| Pretax income | 9,325,000 | 20,718,000 | 34,239,000 | 47,202,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,325,000 | 20,718,000 | 34,239,000 | 47,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 243,901,000 | 272,685,000 | 281,144,000 | 293,247,000 |
| Total capital | 266,158,000 | 296,749,000 | 305,633,000 | 317,263,000 |
| Risk-weighted assets | 2,401,273,000 | 2,508,348,000 | 2,571,107,000 | 2,696,904,000 |